Last Updated: 8 November 2018
What's in these terms?
These terms tell you the rules for using our website www.checkmate.uk.com (our website).
Click on the links below to go straight to more information on each area:
Who we are and how to contact us
www.checkmate.uk.com is a website operated by Checkmate, a division of Lockton Companies LLP (we, us, our). We are a limited liability partnership registered in England and Wales under company number OC353198 and have our registered office at The St Botoloph Building,138 Houndsditch, London, EC3A 7AG. Our main trading address is The St Botoloph Building,138 Houndsditch, London, EC3A 7AG. Our VAT number is GB 449 6862 93.
We are authorised and regulated in the United Kingdom by the Financial Conduct Authority (FCA) under Firm Reference Number 523069.
To contact us, please email firstname.lastname@example.org or telephone us on 020 7933 2626.
By using our website you accept these terms
If you do not agree to these terms, you must not use our website.
We recommend that you print a copy of these terms for future reference.
There are other terms that may apply to you
We may make changes to these terms
We amend these terms from time to time. Every time you wish to use our website, please check these terms to ensure you understand the terms that apply at that time.
We may make changes to our website
We may update and change our website from time to time to reflect changes to our products and services, our users' needs, our business priorities and for legal and regulatory reasons.
We may suspend or withdraw our website
Our website is made available free of charge.
We do not guarantee that our website, or any content on it, will always be available or be uninterrupted. We may suspend or withdraw or restrict the availability of all or any part of our website for business and operational reasons. We will try to give you reasonable notice of any suspension or withdrawal.
Our website is only for users in the UK
Our website is directed to people residing in the United Kingdom. We do not represent that content available on or through our website is appropriate for use or available in other locations.
You must keep your account details safe
If you choose, or you are provided with, a user identification code, password or any other piece of information as part of our security procedures, you must treat such information as confidential. You must not disclose it to any third party.
If you know or suspect that anyone other than you knows your user identification code or password, you must promptly notify us at email@example.com or on 020 7933 2626.
How you may use material on our website
We are the owner or the licensee of all intellectual property rights in our website, and in the material published on it. Those works are protected by copyright laws and treaties around the world. All such rights are reserved.
You are permitted to print or download information and content from our website only for your own personal non-commercial use or for the non-commercial use of your organisation.
You must not modify the paper or digital copies of any materials you have printed off or downloaded in any way, and you must not use any illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text.
Our status (and that of any identified contributors) as the authors of content on our website must always be acknowledged.
You must not use any part of the content on our website for commercial purposes without obtaining a licence to do so from us or our licensors. In particular you agree not to offer for sale or sell or distribute over any medium any part of our website or website materials whatsoever.
Do not rely on information on this website
The content on our website is provided for general information only. It is not intended to amount to advice on which you should rely. A product or service shown on our website may not necessarily be suitable for you, and we make no warranty or representation that the material on our website is appropriate or available for use in any location or is compliant with all local laws. You must obtain professional or specialist advice before taking, or refraining from, any action on the basis of the content on our website.
Although we make reasonable efforts to update the information on our website, we make no representations, warranties or guarantees, whether express or implied, that the content on our website is accurate, complete or up to date.
We are not responsible for websites we link to
Where our website contains links to other websites and resources provided by third parties, these links are provided for your information only. Such links should not be interpreted as approval by us of those linked websites or information you may obtain from them.
User-generated content is not approved by us
This website may include information and materials uploaded by other users of the website, including documents and images. This information and these materials have not been verified or approved by us. The views expressed by other users on our website do not represent our views or values. If you wish to complain about information and materials uploaded by other users please contact us at firstname.lastname@example.org or on 020 7933 2626.
Our responsibility for loss or damage suffered by you
Whether you are a consumer or a business user:
If you are a business user:
If you are a consumer user:
How we may use your personal information
We will only use your personal information as set out in our Privacy Notice.
Rules about uploading content to our website
Whenever you make use of a feature that allows you to upload content to our website, or to make contact with other users of our website, you agree to:
You warrant that any such contribution does comply with those standards, and you will be liable to us and indemnify us for any breach of that warranty. This means you will be responsible for any loss or damage we suffer as a result of your breach of warranty
We have the right to disclose your identity to any third party who is claiming that any content posted or uploaded by you to our website constitutes a violation of their intellectual property rights, or of their right to privacy.
We have the right to remove any posting you make on our website if, in our opinion, your post does not comply with the content standards set out above.
You are solely responsible for securing and backing up your content.
Rights you are giving us to use material you upload
When you upload or post content to our website, you grant us the following rights to use that content:
We are not responsible for viruses and you must not introduce them
We do not guarantee that our website will be secure or free from bugs or viruses.
You are responsible for configuring your information technology, computer programmes and platform to access our website. You should use your own virus protection software.
You must not misuse our website by knowingly introducing viruses, trojans, worms, logic bombs or other material that is malicious or technologically harmful. You must not attempt to gain unauthorised access to our website, the server on which our website is stored or any server, computer or database connected to our website. You must not attack our website via a denial-of-service attack or a distributed denial-of service attack. By breaching this provision, you would commit a criminal offence under the Computer Misuse Act 1990. We will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use our website will cease immediately.
Rules about linking to our website
You must not establish a link to our website or make our website, or any part of it, available as part of another website, whether by hyperlink framing on the internet or otherwise, without our prior approval.
If you wish to link to our website, please contact email@example.com for the attention of the General Counsel.
Which country's laws apply to any disputes?
The trademarks, service marks and logos contained on our website are owned by or licensed to us and are subject to copyright, trademark and other intellectual property rights under English and foreign laws and international conventions. You are not permitted to use them without our approval, unless they are part of material you are using as permitted under How you may use material on our website.